Each year, more than 100 workers are fatally injured in ladder-related accidents, with thousands more suffering disabling injuries. Whether you’re on the job site or checking off your to-do list at home, keeping safety top of mind when using a ladder can help avoid a serious injury or even death. This year marks the third annual National Ladder Safety Month, presented … Read More
New year brings minimum wage, workers’ comp changes in Florida
Minimum-wage workers will get a pay raise, businesses will get a break on insurance bills and a few new laws will take effect Tuesday as 2019 begins in Florida. Minimum-wage workers will start earning $8.46 an hour Tuesday, up from $8.25 an hour in 2018 — and more than a dollar above the $7.25 federal minimum wage. Florida’s minimum wage … Read More
What Does Your Homeowners Insurance Cover?
Here’s an interesting question: Suppose your home was burglarized and you lost something really valuable, especially something of sentimental value that can’t be replaced, would your homeowners or renters insurance pay for you to offer a reward? The answer is that policies don’t normally cover upfront any reward you offer. But many of them will reimburse you for up to … Read More
Flood Prep: Are You Covered?
The aftermath of Hurricane Florence is extensive and devastating especially with the amount of flooding that happened. But it’s not just Hurricane’s that cause flooding. Did you know that just 1 inch of water inside your home can cause up to $25,000 in damage? And it’s not just in areas directly impacted by storms. All it takes is a typical Florida rainstorm to flood … Read More
Important Initiatives Impacting Your Account and Toll Transactions
Dear Valued SunPass® Customer, Thank you for being a SunPass customer. We appreciate your patience as we continue to make enhancements to the SunPass system. To help our customers who were affected by the backlog and delay of posted transactions, late fees and penalties have, and will, continue to be waived in order to allow customers time to manage the transactions … Read More
What’s Driving Higher Commercial Auto Premiums?
If you’re a business owner in Florida, it’s certain that you’ve had to have a tough conversation with your insurance advisor about the Commercial Auto rate increases affecting your bottom line. So what’s behind the rate increases, when will they level off and what can you do to help mitigate a large increase at renewal? Rate increases are due to … Read More
Hurricane Season: During the Storm
In the event of a Hurricane, we will be watching it closely, just like you. Our insurance carriers typically place the state of Florida under binding restrictions. This means that we will be unable to write new coverage or make changes to any of your policies. Typically, the restrictions will be lifted 72 hours after the Hurricane has left the area. Please … Read More
Your Cyber Protection
Part of living in the digital era is understanding that our private information is more vulnerable than ever before. Here are the key points of cyber protection for individuals: Some homeowners insurance policies include ID theft protection, but it’s usually limited. Several big-name insurers have introduced standalone cyber insurance policies in the past couple of years. In addition to identity … Read More
IMPORTANT: Assignment of Benefits
We are receiving a lot of inquiries about Assignment of Benefits in the wake of Hurricane Irma so we wanted to make you aware of important information that may negatively affect your claim outcome. PrimeGroup wants to educate you on the how dishonest contractors have been scamming customers in all parts of Florida which has resulted in customers losing thousands … Read More
OIR Approves Workers’ Comp Insurance Rate Decrease
TALLAHASSEE, FL–The Florida Office of Insurance Regulation announced today that it has approved a rate decrease for workers’ compensation insurance in Florida. The 1.8% decrease was filed by the National Council on Compensation Insurance (NCCI) in a law-only filing resulting from the effects of the Federal Tax Cuts and Jobs Act. Florida Chief Financial Officer Jimmy Patronis said, “Reducing insurance … Read More
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