7 Questions to Ask When Shopping Homeowner’s Insurance

hand holding illustration of house

Is my home covered for full replacement cost?
How much is the deductible on my policy?
How much coverage do I have on the contents of my home?
Does my policy include flood coverage?
Does my policy insure against water damage from sewer backups, sump overflows or water pressure from below the ground surface?
Does my policy provide any coverage for disappearance of jewelry or silverware?
Does my policy provide any liability coverage for slander, libel, defamation of character, invasion of privacy or identity theft?