PGI Blog

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How Much and Why ACA Marketplace Premiums Are Going Up in 2025

Reading Time: < 1 minute This updated analysis of insurers’ preliminary rate filings shows that ACA Marketplace insurers are requesting a median…
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2024 Employer Health Benefits Survey

Reading Time: 2 minutes This is the 26th annual Employer Health Benefits Survey. As in years past, the survey examines…
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More SE States Pushing Funding, Discounts for Stronger Roofs as Storms Increase

Reading Time: 3 minutes A residual property insurer and regulators in two Southeastern states are emphasizing roof integrity, more signs…
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Fort Myers Beach Residents To Pay More For Flood Insurance Than Others In Lee

Reading Time: 3 minutes As if things haven’t been tough enough for Fort Myers Beach residents, entering 2025 they will…
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Workers’ Comp Premiums Cut For Eighth Straight Year

Reading Time: < 1 minute The worker’s compensation insurance rate in Florida will be dropping in 2025 — marking the…
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Tampa Insurance Firm Picks Up Citizens Policies Worth $200M

Reading Time: < 1 minute HCI Group, a Tampa-based holding company, recently acquired 42,000 policies from Citizens Property Insurance through…
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After Tens of Billions in Insured Losses, Record-Breaking Hurricane Season Ends

Reading Time: 3 minutes The 2024 Atlantic hurricane season ends Nov. 30 after 18 named storms including the earliest Category…
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Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2024

Reading Time: 3 minutes Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and…
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Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs

Reading Time: 3 minutes In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court…
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Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Reading Time: 3 minutes This year, a record-tying three hurricanes—Debby, Helene, and Milton—have made landfall in Florida. According to meteorologist Phil…
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2025 FSA limits and commuter limits announced

Reading Time: 2 minutes The IRS released 2025 contribution limits for medical flexible spending accounts (medical FSAs), commuter benefits, and more as part…
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October: National Cybersecurity Awareness Month

Reading Time: 2 minutes October is National Cybersecurity Awareness Month, an initiative launched in 2003 by the U.S. Department of…
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