PGI Blog

Welcome to our blog! Stay informed, make smart decisions, and help protect what matters most; your assets, your businesses, and your employees.

Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2024

Reading Time: 3 minutes Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and…
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Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs

Reading Time: 3 minutes In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court…
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Tornado Damage During Hurricanes: Navigating the Deductible Dilemma

Reading Time: 3 minutes This year, a record-tying three hurricanes—Debby, Helene, and Milton—have made landfall in Florida. According to meteorologist Phil…
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2025 FSA limits and commuter limits announced

Reading Time: 2 minutes The IRS released 2025 contribution limits for medical flexible spending accounts (medical FSAs), commuter benefits, and more as part…
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October: National Cybersecurity Awareness Month

Reading Time: 2 minutes October is National Cybersecurity Awareness Month, an initiative launched in 2003 by the U.S. Department of…
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Helene Dumps Rain on Millions of US Homes That Lack Flood Insurance

Reading Time: 3 minutes Helene crashed into Florida’s coast as a Category 4 hurricane. The giant storm with 140-mile-per-hour winds…
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With Back-to-Back Storms, Florida Now Facing Delays in Claims Adjusting

Reading Time: 3 minutes With Hurricane Milton now expected to produce several hundred thousand wind-damage claims and with the storm…
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Hurricanes Milton and Helene Expose Limits of US Flood Maps

Reading Time: 3 minutes Even before the second megastorm in as many weeks brings devastating floodwaters to the Southeast US,…
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Experts Predict Impacts of $25B+ Milton Hit to Insurers, Reinsurers

Reading Time: 8 minutes A wide cone of uncertainty surrounds insurance experts’ pre-landfall predictions about the state of the industry…
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4 Major Commercial Insurance Trends

Reading Time: 3 minutes The insurance industry has struggled to stay profitable under destructive weather events and ballooning costs. Insurers…
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5 Things to Know About National Life Insurance Awareness Month

Reading Time: 2 minutes Many Americans recognize the importance of life insurance, and recent trends confirm this. According to the…
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Atlantic Hurricane Season Could Intensify in Coming Weeks, Meteorologists Say

Reading Time: 2 minutes AccuWeather meteorologists are warning that the Atlantic hurricane season could intensify in the coming weeks as…
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