Flood Prep: Are You Covered?

person outside flooded house

The aftermath of Hurricane Florence is extensive and devastating especially with the amount of flooding that happened. But it’s not just Hurricane’s that cause flooding. Did you know that just 1 inch of water inside your home can cause up to $25,000 in damage? And it’s not just in areas directly impacted by storms. All it takes is a typical Florida rainstorm to flood roads and ultimately houses.

The definition of a flood is rising groundwater impacting 2 or more acres or at least 3 homes or buildings. All of Florida is considered a flood zone with some properties in higher risk areas than others. Nearly 30% of all filed claims occur in low-risk areas.

An average flood policy, which includes the dwelling and contents, is approximately $450 annually. There is a standard 30 day wait period unless the coverage is required by your lender.

Protecting your home from a flood is just as important as protecting your home from fire or theft.  Please contact our office for a flood coverage quote at 844-631-4901 or gcarwile@primegroupins.com.