PGI Blog
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Recent Posts

Florida OIR Approves Four More Homeowners Rate Cuts as Citizens Keeps Shrinking
Reading Time: 3 minutesFlorida’s insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and…

Your Clients are Comparing Two Numbers that Aren’t Designed to Match. Here’s How to Explain It.
Reading Time: 3 minutesAfter a major disaster, rebuilding a single home costs far more than most owners expectOne of the…

FEMA Flood Map Changes Bring New Insurance Requirements to Thousands of Properties
Reading Time: 2 minutesThe agency redrew flood map boundaries this summer across 100 communities in 12 states. FEMA flood map…

Slips, Trips and Falls: Why It’s Important to Get Ahead of An Incident
Reading Time: 4 minutesSlips, trips and falls are a leading cause of injuries and fatalities in the United States. As…

Ed Ellsasser Discusses PrimeGroup Insurance in CAA’s Invest: Tampa 7th Edition
Reading Time: 5 minutesJuly 2026 — Ed Ellsasser, president of PrimeGroup Insurance, spoke with Invest: about Florida’s shifting insurance landscape, how…

Florida Tort Reform Delivers as Carriers Slash Auto Rates Across the Board
Reading Time: 2 minutesThree years of litigation reform are showing up in carrier pricing – and Florida brokers should take…
Most Commercial Property Accounts Arrive with a Valuation Gap
Reading Time: 4 minutesIMA Financial Group’s Sophie Bird shares insights on coinsurance penalties, client pushback, and E&O protection. A client…
AAA Foundation Study Examines U.S. Drivers’ Attitudes Toward Speeding
Reading Time: 2 minutesDrivers generally considered speed limits appropriate but did not always believe strict compliance was necessary. Speeding contributes…
Young Luxury Collectors Treat Collecting as Investment but Most Remain Uninsured: Chubb Study
Reading Time: 3 minutesA misconception about homeowners coverage leaves many young affluent collectors exposed Fewer than half of young affluent…
From Child Care Desert to On-Campus School: An Employer’s Solution for Working Parents
Reading Time: 3 minutesFor working parents in the small community of Platteville, Wisconsin, child care options are scarce. After listening to concerned…
Group Long-Term Care Insurance: A Simple Way to Strengthen Your Employee Benefits Strategy
Reading Time: 2 minutesAs long-term care costs continue to rise, employees and their families face increasing financial and emotional challenges…
2026 Atlantic Hurricane Season Forecast Calls for Fewer Storms as El Niño Strengthens
Reading Time: 2 minutesCSU forecasts nine named storms during the June through November Atlantic hurricane season. Colorado State University (CSU)…
No Cover, No Buyers: The Insurance Gap that Stopped a $1.6bn Surfside Tower in its Tracks
Reading Time: 4 minutesFifth anniversary of America’s third-deadliest structural failure highlights how underwriting standards have changed Five years ago this…
Fireworks Safety Prompts AAA Homeowners Insurance Advice
Reading Time: < 1 minuteFireworks can create more than a safety risk; they can also lead to costly property damage…
States Push to Limit Health Insurance Conglomerates’ Reach in Pharmacy Business
Reading Time: 2 minutesThe efforts target UnitedHealth Group, CVS Health, and Cigna, which have expanded into multiple areas of the…
Florida Welcomes 20 New Insurers Since Legislative Reforms
Reading Time: 2 minutesFlorida’s insurance market continues to attract new players. Insurance Commissioner Mike Yaworsky announced May 20 that three additional property…
Luxury Jewelry Insurance or How to Insure the Extraordinary
Reading Time: 3 minutesImagine coming back from a trip and discovering that the beloved ring you inherited from your grandmother’s…
5 Ways Employers Can Support Stressed-Out Parents
Reading Time: 3 minutesFor many working parents, the arrival of summer signals anything but a break. About 68% of surveyed…
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