Here’s an interesting question: Suppose your home was burglarized and you lost something really valuable, especially something of sentimental value that can’t be replaced, would your homeowners or renters insurance pay for you to offer a reward?

The answer is that policies don’t normally cover upfront any reward you offer. But many of them will reimburse you for up to $1,500 if the reward results in the burglar being caught and convicted.

It’s one of several things many people don’t realize are covered in their renters or homeowners policy. Other perils that might be covered include damage to your home from a falling object, damage to a family tombstone and spoiled food after a power outage.

Not all policies cover these risks, but you might like to check in with me for a review of your homeowners/renters policy or other insurance needs.

Talk to one of our experienced and friendly reps: info@primegroupins.com