Disaster strikes. Your business receives a sucker punch you didn’t see coming. What do you do? That depends on many things but the extent to which you prepared for it will almost certainly make a big difference to how you ride the storm. That’s why, when we talk to clients about risk management, we always stress the importance of having … Read More
Top 5 Mistakes to Avoid When Hiring a Contractor
What do you think your chances are of being ripped off next time you call in a construction contractor to do a job for you, big or small? I mean paying too much or getting a bad job. If it hasn’t already happened to you, I’ll bet you know someone who has suffered this misfortune. Yet, a few simple steps … Read More
Protect Your Home From Burglars
Here’s an alarming crime statistic: Nearly 1/3 of burglars say they get inside information on the homes they plan to rob, including from hired help like gardeners and cleaners. In fact, watchful burglars know a lot more about you that you realize — and you could be innocently helping them. They’re on the lookout, for example, for if you have … Read More
When Natural Disasters Strike
Hardly a week seems to pass without news of some kind of natural disaster. In the aftermath of an incident, the immediate concern is being in touch with family to either let them know your situation or to find out theirs. What’s the best way to do that? Here are three important things you should do: Keep an up to … Read More
What Does Your Homeowners Insurance Cover?
Here’s an interesting question: Suppose your home was burglarized and you lost something really valuable, especially something of sentimental value that can’t be replaced, would your homeowners or renters insurance pay for you to offer a reward? The answer is that policies don’t normally cover upfront any reward you offer. But many of them will reimburse you for up to … Read More
Hurricane Season: After the Storm
What do you do AFTER a Hurricane has passed? First, know that we are here for you. Following are some thoughts that will help you in the upcoming days: –Try to be patient. With thousands and thousands of claims being filed, it is going to take days before you may be contacted, and weeks to get claims filed. -Our companies … Read More
Hurricane Season: During the Storm
In the event of a Hurricane, we will be watching it closely, just like you. Our insurance carriers typically place the state of Florida under binding restrictions. This means that we will be unable to write new coverage or make changes to any of your policies. Typically, the restrictions will be lifted 72 hours after the Hurricane has left the area. Please … Read More
Hurricane Season: Before the Storm
We are in the middle of Hurricane season (June 1 – Nov 1) so we want to make sure you’re as prepared as possible. Here are a few things everyone should have on hand: According to the latest information from FEMA, there are some basic steps to take before a hurricane: · Know your hurricane risk · Make an emergency plan · … Read More
5 Steps to Avoid a Robbery While on Vacation
Nobody wants to come back from vacation to discover they’ve been robbed! But if you appear to still be at home, the likelihood of being targeted is dramatically reduced. Here are 5 simple ways to cause burglars to move on when you’re away from home: Leave window blinds in their usual position, or open them. Have mail, newspapers, and packages … Read More