Below are some of the most common questions we receive on Personal Lines Products: Q: Is water damage and mold covered on my homeowners insurance? A: You must check your policy because this type of coverage can be excluded or include a limited amount of coverage. Q: Do pets affect homeowners insurance? A: Some pets will null and void your … Read More
2021 Legislative Changes
For more detailed information on the bills that passed during the 2021 Legislative Session, please review FAIA’s Legislative Summary. Click below to download the document:
Hiring Virtually: What to Look for in a Candidate
You wrote the job description, posted it online, and the resumes are rolling in. Typically the next step is to send out interview invitations and meet the potential candidates. But these are not typical times and as remote work is on the rise, the initial interview has shifted from face to face in a conference room, to behind a screen. … Read More
How Flexibility Can Change the Trajectory of Your Business…Even in 2020!
The word of the year at PrimeGroup Insurance (PGI) is flexibility. As we enter Q4 in 2020, it feels like the year flew by at times and also felt stagnant. It’s a time when things are ‘getting back to normal’ or at least a ‘new normal’ and we can reflect on the last 6 months. For our team at PGI, … Read More
Why Buy Local?
COVID has created an existential crisis for America’s small, locally owned businesses, which are the backbone of the nation’s economy. They create the bulk of the nation’s jobs, cultivate new innovation, and shape our communities’ personalities. A much higher percentage of the dollars spent in locally-owned businesses — versus chain retailers — remain in the community, generating economic activity that … Read More
Important Update for Workers Comp Insureds: Furloughed Employees
COVID Could Cause Huge Audit Nightmares: Be Prepared NCCI has introduced workers compensation class code 0012 for paid furloughed employees. Some carriers have added this class code to their monthly self-reporting portals. If an employer has paid furloughed employees, as of 3/2/2020, they should be separating payrolls accordingly and be prepared to provide these payrolls to their workers compensation auditor. … Read More
Do You Have 10+ Healthy Employees Enrolled on Health Insurance? Save Big Money!
Does your company qualify to save big on your company’s employee health benefits? Do you have at least 10 employees enrolled on health insurance? Is your group generally healthy? If yes, keep reading… Employers premiums are typically 10 – 20% less than fully insured rates. Health Plans offer better coverage options. Level Funded Plans with United Healthcare and Humana provide 100% claims surplus return. Stop Loss Insurance covers … Read More