Is my home covered for full replacement cost? How much is the deductible on my policy? How much coverage do I have on the contents of my home? Does my policy include flood coverage? Does my policy insure against water damage from sewer backups, sump overflows or water pressure from below the ground surface? Does my policy provide any coverage … Read More
5 Practical Property Recovery Tips
When a significant homeowner property loss occurs, the adjuster is keenly aware of the insureds’ desire to return to their home quickly after the reconstruction. It is also in the best interest of the carrier for the claim to move along in an expeditious manner in order to provide high levels of customer service and control costs such as additional … Read More
New Workers’ Compensation Coding System Goes Into Effect Oct. 1
Employers will soon have to adopt a new system for coding and reporting workplace injuries and illnesses that could help them improve their claims reimbursement rates. Effective Oct. 1, 2015, all enti ties covered under the Health Insurance Portability and Accountability Act (HIPAA) will be required to use the International Classification of Diseases, Modification, and Procedural Coding Systems (ICD-10) to … Read More
What Is Personal Insurance & Do I Have It?
Personal liability insurance protects your assets if you injure another person or damage someone else’s property. It’s also known as third-party insurance because it protects you if a third party files a claim against you. Personal liability insurance can be purchased as part of a package policy (such as a homeowners or automobile insurance policy) or as a separate policy … Read More
What Can PGI Really Save You?
Did You Know: – Each day an estimated135 million cars are on the road in the US – A motorist will curse 32,000 times in their life while operating a vehicle – Vehicle rollovers are the most deadly type of car accidents Why are we telling you this? Because driving can be a high stress situation, your auto insurance does … Read More
PGI is the Stage Sponsor at Arts on Tap!
We’re so excited to be the stage sponsor at Arts On Tap – Benefiting The Warehouse Arts District in Saint Petersburg. Join us for a night crafted for the artisan enthusiast! Arts on Tap exposes the local arts renaissance taking place in St. Pete along with the craft beer, wine, live art demos and local music that Tampa Bay has … Read More
Construction Market Update: Building Projects Are Up, But Where Are The Workers?
When discussing current trends in the construction-insurance marketplace, experts agree on one thing: The greatest concern is a shortage in skilled labor to meet the growing demand in projects. “This is probably the single largest issue in the construction industry—the lack of qualified and experienced talent, at all levels: not just field labor, but project engineering, project management, leadership, etc.” … Read More
Meet Karen Myers!
Meet one of our new team members, Karen Myers! Karen is an Account Manager with PGI and began working in commercial insurance in 2014. Karen attended the University of Hawaii at Manoa while on a swimming scholarship then transferred and graduated from the University of South Florida. Karen enjoys going to the beach, swimming, sailing, scuba diving, snorkeling, tennis, kayaking, … Read More