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As long-term care costs continue to rise, employees and their families face increasing financial and emotional challenges when care is needed. Whether it’s nursing home care, assisted living services, or in-home support, the reality is that traditional health insurance plans and Medicare often do not fully cover these expenses.

For employers, this presents an opportunity to offer a meaningful benefit that helps protect employees’ financial wellbeing while demonstrating a commitment to their long-term security.

Making Long-Term Care Protection More Accessible

Many organizations recognize the value of long-term care (LTC) insurance but assume implementing a program will be complex or difficult. Today’s Group LTC solutions are designed to remove many of the traditional barriers, making it easier than ever for employers to offer this important coverage.

Key advantages of our Group Long-Term Care Program include:

• Guaranteed issue coverage with no medical underwriting
• Only five enrollees required to establish group coverage
• Coverage eligibility for spouses
• Portable benefits that employees can keep at group rates if they change jobs or retire
• Guaranteed renewal for life
• Flexible premium payment options, paid by the employee, employer, or both

Why Employers Are Taking Notice

Long-term care insurance can help employees prepare for future healthcare needs while protecting retirement savings and family finances. By offering access to coverage through the workplace, employers can enhance their benefits package with a solution that provides lasting value.

A Group LTC program can help:

• Support employees’ financial wellness goals
• Reduce concerns about future caregiving expenses
• Strengthen employee loyalty and retention
• Differentiate your benefits offering in a competitive labor market

Most importantly, it provides employees and their loved ones with greater peace of mind during some of life’s most challenging circumstances.

Learn More in Our Upcoming Webinar

Join us for “A Guide to Group Long-Term Care Insurance” to learn how this innovative solution can help enhance your organization’s benefits strategy and provide meaningful protection for employees and their families.

Each webinar covers the same information.

Webinar Dates

Thursday, August 13, 2026
10:00 a.m. – 10:30 a.m. EST
Register Here

Monday, August 17, 2026
1:00 p.m. – 1:30 p.m. EST
Register Here

Don’t miss this opportunity to discover how Group Long-Term Care Insurance can add meaningful value to your employee benefits portfolio while helping employees prepare for the future with confidence.