PGI Blog
Welcome to our blog! Stay informed, make smart decisions, and protect what matters most; your assets, your businesses, and your employees.
Recent Posts
Navigating the High Stakes of Property Valuations: Why Accuracy Can’t Be Overlooked
Reading Time: 3 minutes The number of risks facing business owners continues to increase. From a catastrophic natural disaster to…
Car Insurance Rate Increases Will Slow to 5% in 2025
Reading Time: 2 minutes Car insurance rates will continue to climb in 2025 but will thankfully increase by much less…
How Much and Why ACA Marketplace Premiums Are Going Up in 2025
Reading Time: < 1 minute This updated analysis of insurers’ preliminary rate filings shows that ACA Marketplace insurers are requesting a median…
2024 Employer Health Benefits Survey
Reading Time: 2 minutes This is the 26th annual Employer Health Benefits Survey. As in years past, the survey examines…
More SE States Pushing Funding, Discounts for Stronger Roofs as Storms Increase
Reading Time: 3 minutes A residual property insurer and regulators in two Southeastern states are emphasizing roof integrity, more signs…
Fort Myers Beach Residents To Pay More For Flood Insurance Than Others In Lee
Reading Time: 3 minutes As if things haven’t been tough enough for Fort Myers Beach residents, entering 2025 they will…
Workers’ Comp Premiums Cut For Eighth Straight Year
Reading Time: < 1 minute The worker’s compensation insurance rate in Florida will be dropping in 2025 — marking the…
Tampa Insurance Firm Picks Up Citizens Policies Worth $200M
Reading Time: < 1 minute HCI Group, a Tampa-based holding company, recently acquired 42,000 policies from Citizens Property Insurance through…
After Tens of Billions in Insured Losses, Record-Breaking Hurricane Season Ends
Reading Time: 3 minutes The 2024 Atlantic hurricane season ends Nov. 30 after 18 named storms including the earliest Category…
Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2024
Reading Time: 3 minutes Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and…
Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs
Reading Time: 3 minutes In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court…
Tornado Damage During Hurricanes: Navigating the Deductible Dilemma
Reading Time: 3 minutes This year, a record-tying three hurricanes—Debby, Helene, and Milton—have made landfall in Florida. According to meteorologist Phil…
2025 FSA limits and commuter limits announced
Reading Time: 2 minutes The IRS released 2025 contribution limits for medical flexible spending accounts (medical FSAs), commuter benefits, and more as part…
October: National Cybersecurity Awareness Month
Reading Time: 2 minutes October is National Cybersecurity Awareness Month, an initiative launched in 2003 by the U.S. Department of…
Helene Dumps Rain on Millions of US Homes That Lack Flood Insurance
Reading Time: 3 minutes Helene crashed into Florida’s coast as a Category 4 hurricane. The giant storm with 140-mile-per-hour winds…
With Back-to-Back Storms, Florida Now Facing Delays in Claims Adjusting
Reading Time: 3 minutes With Hurricane Milton now expected to produce several hundred thousand wind-damage claims and with the storm…
Hurricanes Milton and Helene Expose Limits of US Flood Maps
Reading Time: 3 minutes Even before the second megastorm in as many weeks brings devastating floodwaters to the Southeast US,…
Experts Predict Impacts of $25B+ Milton Hit to Insurers, Reinsurers
Reading Time: 8 minutes A wide cone of uncertainty surrounds insurance experts’ pre-landfall predictions about the state of the industry…
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