PGI Blog
Welcome to our blog! Stay informed, make smart decisions, and protect what matters most; your assets, your businesses, and your employees.
Recent Posts
After Tens of Billions in Insured Losses, Record-Breaking Hurricane Season Ends
Reading Time: 3 minutes The 2024 Atlantic hurricane season ends Nov. 30 after 18 named storms including the earliest Category…
Premiums and Worker Contributions Among Workers Covered by Employer-Sponsored Coverage, 1999-2024
Reading Time: 3 minutes Since 1999, the Employer Health Benefits Survey has documented trends in employer-sponsored health insurance. Every year, private and…
Split Decision: Florida Districts Clash Over Insurance Coverage for Unperformed Repairs
Reading Time: 3 minutes In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court…
Tornado Damage During Hurricanes: Navigating the Deductible Dilemma
Reading Time: 3 minutes This year, a record-tying three hurricanes—Debby, Helene, and Milton—have made landfall in Florida. According to meteorologist Phil…
2025 FSA limits and commuter limits announced
Reading Time: 2 minutes The IRS released 2025 contribution limits for medical flexible spending accounts (medical FSAs), commuter benefits, and more as part…
October: National Cybersecurity Awareness Month
Reading Time: 2 minutes October is National Cybersecurity Awareness Month, an initiative launched in 2003 by the U.S. Department of…
Helene Dumps Rain on Millions of US Homes That Lack Flood Insurance
Reading Time: 3 minutes Helene crashed into Florida’s coast as a Category 4 hurricane. The giant storm with 140-mile-per-hour winds…
With Back-to-Back Storms, Florida Now Facing Delays in Claims Adjusting
Reading Time: 3 minutes With Hurricane Milton now expected to produce several hundred thousand wind-damage claims and with the storm…
Hurricanes Milton and Helene Expose Limits of US Flood Maps
Reading Time: 3 minutes Even before the second megastorm in as many weeks brings devastating floodwaters to the Southeast US,…
Experts Predict Impacts of $25B+ Milton Hit to Insurers, Reinsurers
Reading Time: 8 minutes A wide cone of uncertainty surrounds insurance experts’ pre-landfall predictions about the state of the industry…
4 Major Commercial Insurance Trends
Reading Time: 3 minutes The insurance industry has struggled to stay profitable under destructive weather events and ballooning costs. Insurers…
5 Things to Know About National Life Insurance Awareness Month
Reading Time: 2 minutes Many Americans recognize the importance of life insurance, and recent trends confirm this. According to the…
Atlantic Hurricane Season Could Intensify in Coming Weeks, Meteorologists Say
Reading Time: 2 minutes AccuWeather meteorologists are warning that the Atlantic hurricane season could intensify in the coming weeks as…
Americans Shop Around for Insurance More Than Ever as Costs Soar
Reading Time: < 1 minute Florida is witnessing a surge in auto insurance policy changes, as rising premiums squeeze household…
For Small Commercial Businesses, Insurance Satisfaction Is a Matter of Trust
Reading Time: 2 minutes Trust is the most significant factor impacting customer satisfaction, loyalty, and brand advocacy when small businesses…
West Tampa Elementary School Achieves an A Grade!
Reading Time: 2 minutes West Tampa Elementary School, a Title 1 Renaissance School, has accomplished something extraordinary: an A grade!…
25 Lessons Learned from Ed Ellsasser, CEO
Reading Time: 4 minutes Q: Can you believe it’s been 25 years?! A: I really can’t the older I get…
Evacuation Zones vs. Flood Zones
Reading Time: 2 minutes What’s the difference? Two different designations for two different purposes Though often mistaken for each other,…
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